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California Genealogy and History Archives

San Bernardino County and Riverside County


CLIFFORD M. HUSTON is showing in a significant way his desire to make the bank of which he is the cashier a medium of effective service in the community, and under his careful and progressive administration the Citizens National Bank of Rialto, San Bernardino County, has had much to gain and nothing to lose.

Mr. Huston was born at Salem, Indiana, August 11, 1884, gained his early education in the public schools of the old Hoosier State and thereafter continued his studies in the Indiana State Normal School at Marion, he having depended on his own resources in meeting the expenses of his higher education. He continued his association with farm enterprise in Indiana until he decided to come to California. Upon arriving in the City of Chicago he found that the railroad fare to California was much in excess of his available funds, and under these conditions he invested in a scalper's ticket to Denver, Colorado. His depleted finances made it essential for him to replenish the same without delay, and he found employment in a Denver hotel, where he received one dollar a day and his board. In this way he finally saved enough money to pay his railway fare to California, and in 1904 he arrived at Rialto, San Bernardino County, with a full supply of ambition and determination but with his cash capital reduced to twenty-six cents, besides which he owed $200, which sum he had borrowed to enable him to complete his educational course in the normal school. At Rialto he first found employment in a fruit-packing house, and he soon won advancement to the position of foreman in this establishment, that of the California Citrus Union. After saving a sufficient sum to justify such action Mr. Huston purchased ten acres of unimproved land at Rialto, together with water right, this property being situated on South Riverside Avenue. In 1913-14 he planted this tract to oranges, and, notwithstanding that he was in debt and that freezing weather killed many of his trees the first winter, he characteristically refused to be discouraged or to be deflected from the course to which he had set himself. He has shown in every stage of his progressive career that he has none of the attributes of a "quitter," and self-reliance, circumspection and determination have enabled him to win out. In the early days of his independent enterprise here he frequently drove a mule team by day and irrigated his orange grove at night, and to-day he is the owner of one of the finely improved citrus fruit groves of this section of the state. Mr. Huston was here prior to the opening of any bank, and he readily discerned the community need for such an institution. Though he was offered the position of manager of a packing house, he refused this proffer and upon the organization of the First National Bank of Rialto he was early selected as one of its office executives. He won promotion to the position of assistant cashier, and continued his efficient service with this institution for a' period oit twelve years. Thus fortified with thorough knowledge of the details of the banking business and from early experience realizing the large part a properly regulated bank could play in connection with industrial advancement and stability, through his familiarity with farm life in his vouth and his active identification with fruit culture in California he began to consult ways and means for establishing a bank that should be equipped to aid those who needed financial support, whether rich or poor and without reference to social caste. After a thorough survey of the situation he gained the co-operation of men whose standing was such as to justify their selection, and in November. 1920, the Citizens National Bank of Rialto opened its doors for business. He effected the organization and incorporation of this institution, and has been its cashier from the beginning, while he is making its politics conform to his ideas as to the proper functions which it should exercise in the community. The other executive officers of the bank are as here noted: Wilmot T. Smith, president; H. A. Brimmer, vice president: John Cox, vice president; and Lloyd A. Mills, assistant cashier. In addition to the president and vice presidents the directorate of the institution includes also T. T. Canaday, C. E. McLaughlin. W. McKinley and W. A. Needham. The stockholders are seventy-five in number, and most of them are residents of the community in which the bank is established, its operations being based on a paid-up capital stock of $25,000. The total resources of the bank on the day of its opening were $45,000, and at the end of the fiscal year these had been increased to $142,000. The bank is admirably serving its patrons, especially in connection with the handling and marketing of orchard products and helping onward to independence many whose financial circumstances make such interposition temporarily imperative. Founded and conducted on such a basis of practical service, the Citizens National Bank is destined to continue a power for good in the community in which it is established. Mr. Huston has made his own way toward the goal of worthy success, has a fine sense of personal stewardship and has found many ways in which to exert helpful influence in connection with civic and business affairs in the county and state of his adoption. His wife, whose maiden name was Mary E. Foulke, was born in Kansas, August 29, 1885, and is a daughter of the late Morris E. Foulke, to whom a memoir is dedicated in the following sketch. Mr. and Mrs. Huston have one child, Lucille, who was born January 22, 1917. [See bio for Morris E. Foulke]


History of San Bernardino and Riverside Counties 
By: John Brown, Jr., Editor for San Bernardino County 
And James Boyd, Editor for Riverside County 
With selected biography of actors and witnesses of the period 
of growth and achievement.
Volume III, the Western Historical Association, 1922, 
The Lewis Publishing Company, Chicago, ILL

Transcribed by Peggy Hooper 2011