| Last Name | First Name | Key | Pages | Comments |
| Atkinson | Brunson | H | 22 | Built new church on 4th and Palo Alto in 1947 |
| Allison | Mrs Joe | H | 21 | Postal employee in 1938 |
| Amann | Theo | H | 21 | Postal employee in 1938 |
| Asbell | J.R. | H | 13 | Appointed first Panama City building inspector |
| Baker | Henry | H | 21 | One of first on foot postal delivery in Panama City in 1925 |
| Biltz | Jack | H | 37 | Once served St Andrews School |
| Blackwell | J.B. | H | 1 | First Tax Collector |
| Blackwell | Jack | H | 22 | On first Baptist church building committee in 1970 |
| Booth | Belle | H | 15 | Widow of Dr. C.E. Booth. Married R.L. McKenzie |
| Booth | Dr. C.E. | H | 13 | Early patron of Gulf Coast Development Co. |
| Bornhoff | Steve | H | 20 | Executive Editor of News Herald in 2000 |
| Brake | A.H. | H | 42 | Built A.H. Brake Hardware and Funeral Parlor in 1918. 1st Bay County mortitian. |
| Brake | Slagle | H | Took over management of Brake Hardware and Funeral Parlor after A.H. died | |
| Brigman | E.L. | H | 1, 35 | First County Superintendant of Education |
| Brock | Hugh | H | 35 | Once Panama High School principal |
| Brown | J. Will | H | 25 | Elected director of First Federal Savings and Loan chartered in 1934 |
| Brown | Merritt | H | 35 | Once principal & superintendant of St Andrews School; 1st principal, Jinks Middle School. |
| Brown | W.A. | H | 1 | First sheriff |
| Bunker | Jonathan | H | 38 | Freeport marine merchant for whom Bunker's Cove was named |
| Burch | Ivy | H | 38 | Dean of Rosenwald Junior College; transferred to Gulf Coast College when merged |
| Bynum | Mary | H | 21 | Postal employee in 1938 |
| Byrd | Isaac | H | 14, 22 | Co-owner of Byrd Bottling Co; on 1st Baptist church building committee in 1970 |
| Byrd | O.H. | H | 14 | Co-owner of Byrd Bottling Co. |
| Carnes | C.N. | H | 34 | First principal of Panama Grammar School in 1919 |
| Carswell | Bobby | H | 20 | Owned barber shop in Marie Hotel |
| Caswell | Wallace | H | 39 | Had aquatic zoo in bay waters at end of Cherry St |
| Chapman | Joe | H | 20, 26 | Purchased Marie Hotel from Williams; main office in People's Bldg on 23rd and Harrison |
| Christo | John | H | 25 | Co-purchaser of Bay National Bank in 1962 |
| Christo | John | H | 20 | Built bank and office building in 1970 at site of Dixie Sherman Hotel |
| Cochran | Earl | H | 35 | Once principal of Cherry Street Elementary School |
| Cogburn | J.C. | H | 25, 26 | Elected director of 1st Federal Savings & Loan chartered 1934; clothing store on Harrison |
| Coleman | J.J. | H | 1 | Killed Sheriff Scott in gun fight |
| Coleman | M.A. | H | 14 | Panama CIty trustee; approved abatements for Massalina and CIty Park bridges |
| Coleman | M.A. | H | 26 | Had 1st area oil business (Gulf Oil) on railroad dock in 1911 |
| Conrad | Paul | H | 26 | Local strongman in early 1900s |
| Cook | L.J. | H | 25 | First vice president of Bay National Bank in 1935 |
| Cook | W.J. | H | 25 | Elected director of First Federal Savings and Loan chartered in 1934 |
| Corley | Capt Ric | H | 41 | Took over Tom Corley and Son Marine Surveyors from his father |
| Corley | Tom | H | 40 | Master inland water pilot and Bay County marine surveyor for 80 years |
| Cramer | Carolyn | H | 35 | Active in restortation and reopening of Holy Nativity Middle School in 2000 |
| Crawford | T.E. | H | 1 | Charter member of Bay County Commission |
| Crawford | family | H | 15 | Constructed Gulf View Inn at site of now St Andrews Tower Retirement Center |
| Crews | J.W. | H | 25 | Cashier of newly chartered Commercial Bank |
| Culbreath | I.R. | H | 26 | Operated Standard Oil Station, 400 block of Harrison, in early 1900s |
| Daffin | Jimmy | H | 26 | Purchased Sims Drug Store, 100 block of Harrison; opened Daffin's Style Shop, 200 block |
| Daffin | S.A. | H | 25 | Elected director of First Federal Savings and Loan chartered in 1934 |
| Daniels | Tom | H | 38 | Architect for Patterson School dedicated in 1958 |
| Dell | J.B. | H | 13 | Received franchise for electric power from first City COuncil |
| Demorest | C.J. | H | 8 | Purchased property from Irwin |
| Demorest | Catherine | H | 21 | First postmistress in 1889 when Panama City was named Harrison |
| Dickens | Ben | H | 14 | Appointed first Panama CIty chief of police in 1925 |
| Driscol | A.F. | H | 1 | First Superintendant of Elections but refused to serve |
| Douglas | A.M. | H | 1 | First County Treasurer |
| Dukate | Elbert | H | 20 | Historical owner and promoter of Panama City radio for many years |
| Dyer | Joe | H | 26 | Built 1st masonry construction building in 1910 across from St Andrews Towers |
| Eldridge | Grace | H | 35 | On faculty, Panama CIty schools, in 1915 |
| Ellis | J.F. | H | 14 | Appointed first Panama City engineer |
| Ellison | Susan | H | 21 | Served Harrison, Floida at post office |
| Fannin | Harry | H | 25 | Rechartered Commercial Bank in 1931; named executive vice president in 1932 |
| Fischer | Charles | H | 20 | Became publisher of News Herald in 1969 |
| Fleming | Robert | H | 37 | Contractor for Rosenwald School in1951 |
| Fleming | Sam | H | 40 | Panama Machine and Supply Co |
| Gainer | A.J. | H | 1 | Charter member of Bay County Commission |
| Gainer | W.A. | H | 8 | Member of Confederate cavalry |
| Gay | A.J. | H | 38 | Bought section of Watson Bayou in 1910 |
| Gay | L.C. | H | 1, 13 | Charter member of Bay Cty Commission, Chairman PC Council 1909 |
| Godfrey | Jack | H | 35 | Introduced as oldest living Panama CIty Grammar graduate at 75th anniversary celebration |
| Goodsen | E.M. | H | 13 | Elected first Panama CIty Clerk |
| Goodman | Anita | H | 38 | Principal of A.D. Harris School after 1951 |
| Goodwin | X.C. | H | 39 | Invested in Panama CIty businesses in 1900s |
| Gorden | B.S. | H | Vice president of Panama City Progress Corp, 1926 | |
| Grady | James | H | 37 | Principal of Rosenwald Foundation School in 1928; became Glenwood in 1950. |
| Greene | D.L. | H | 25 | Appointed receiver of first Panama City bank when it failed in 1916 |
| Gross, Sr | Norman | H | 35 | Designed Cherry St Elementary School |
| Haley | J.P. | H | 1 | First County Surveyor |
| Harders | H.G. | H | 22 | Supported development of Lutheran Church |
| Hardy | A.L. | H | 35 | Once Panama High School principal |
| Harmon | L.M. | H | 13 | Elected first Panama City marshall |
| Harmon | Ivan | H | 21 | Postal employee in 1938 |
| Harries | G.M.B. | H | 1, 35 | First Tax Assessor. School trustee in 1915 |
| Harris | A.D. | H | 37 | Principal of Shinetown, Glenwood School until mid 60s |
| Harris | Mrs Ruby | H | 39 | Once managed Cove Hotel |
| Harrison, Sr | W.F. | H | 35 | Once Panama High School principal. Cove Elementary School principal in 1934 |
| Headrick | James | H | 35 | Once Cove Elementary School principal |
| Henderson | Mrs O.E. | H | 20 | Operated Meyers House on 5th St between Luverne and Harrison |
| Henry | Sid | H | 35 | Once Cove Elementary School principal |
| Hill | Dr. A.S. | H | 25 | First president 1st National Bank of PC, 1913; CEO of new Commercial Bank |
| Holland | F.F. | H | 40 | Managed Holland Lumber Co in 1930s. |
| Howell | Brown | H | 25 | Employee at First Federal Savings and Loan |
| Howell | L.H. | H | 1, 14 | Senator of Washington Cty; defeated G McKenzie for PC mayor |
| Huddleston | Prentice | H | 37 | With associates, architects for construction of Rosenwald School in 1951 |
| Huston | Mrs | H | 35 | Taught first kindergarten class in Panama City. On faculty in 1915 |
| Inman | W.I. | H | 21 | One of first on foot postal delivery in Panama City in 1925 |
| Irwin | Sam | H | 8 | Early homesteader of what became Panama City |
| Jackson | Andrew | H | 1 | Florida governor who created Jackson County |
| Jackson | Homer | H | 38 | 1st principal of Patterson School |
| Jackson | W.J. | H | 13 | First president of Gulf Coast Development Co. |
| Jenks | George | H | 1 | Named area Gulf Resort in 1887 |
| Jenks | Mary | H | 21 | Served Harrison, Florida at post office |
| Jinks | Bert | H | 40 | Son of J.B. Jinks. Helped run his store on 11th St |
| Jinks | J.B. | H | 40 | Operated saw mill near Jinks Junior High School in 1940s |
| Jinks family | J.B. | H | 35 | Provided land for Jinks Middle School in early 1950s |
| Jinks | Leslie | H | 40 | Son of J.B. Jinks. Helped run his store on 11th St |
| Johnson family | H | 8 | First settlers on record in Panama City | |
| Jones | Raymond | H | 22 | Of J.A. Jones Construction Co. Built Raymond Jones Chapel in 1953 |
| Keith | Minor C. | H | 13 | Central American fruit magnate with interest in Panama City |
| Keith | Minor C. | H | 20 | Co-financed DIxie Sherman Hotel |
| Kelley | Gib | H | 35 | Once principal of Cherry Street Elementary School |
| Lee | Wayne | H | 21 | Postmaster of Panama CIty in 1930 |
| Lewis | Mac | H | 34 | Chairman of PC Downtown Improvement Board in 1990s |
| Lewis | Morgan | H | 15 | Owner and publisher of Bay County News Herald starting 1931 |
| Lewis, Jr | A.M. | H | 22 | On first Baptist church building committee in 1970 |
| Lingo | F.B. | H | 13 | Elected to first Panama City Council in 1909 |
| Lloyd | Rayford | H | 25 | Co-purchaser of Bay National Bank in 1962 |
| Lloyd, Jr | Rayford | H | 35 | Member of Holy Nativity Church School Board after 2000 |
| Look | W.F. | H | 42 | First secretary of St Andrews Bay Telephone Co about 1911 |
| Mack | Lewis | H | 13 | Purchased Gulf Coast Development Co. in 1970s. |
| Marshall | W.H. | H | 1, 35 | First County Clerk of Circiut Court. School trustee, 1915. |
| Matheson | John Wesley | H | 22 | Pastor of Methodist Chrch at Magnolia and 4th in 1916 |
| Matheson | Si | H | 22 | Son of John Wesley |
| Mathis | Leon | H | 22 | On first Baptist church building committee in 1970 |
| McAllister | James | H | 37 | Once served St Andrews School |
| McCain | Marvin | H | 37 | Once served St Andrews School |
| McClain | Mary | H | 38 | Once principal of Patterson School |
| McCurd | Ida | H | 35 | On faculty, Panama City school in 1915 |
| McFarland | John | H | 25 | First president of Bay National Bank in 1935 |
| McFatter | Herb | H | 35 | Once Cove Elementary School principal |
| McKenzie | George | H | 13, 15 | Elected to 1st Panama City Council in 1909; in real estate in PC |
| McKenzie | J.E. | H | 15 | Constructed home at Park and Oak |
| McKenzie | O.P. | H | 15 | Married A.J. Gay's daughter and built home at Luverne and Oak |
| McKenzie | O.P. | H | 25 | Cashier of first Panama CIty bank |
| McKenzie | R.L. | H | 1 | Washington County representative in 1913; became 1st chair of Bay Cty Commission |
| McKenzie | R.L. | H | 13 | Replaced George West as vice president of Gulf Coast Development Co. |
| McKenzie | R.L. | H | 13 | Elected first Panama CIty mayor |
| McKenzie | R.L. | H | 15 | Built residence north of Third St now called McKenzie Home |
| McLain | Mary | H | 35 | Once principal of Cherry Street Elementary School |
| McNeal | Dr. D.H. | H | 22 | Pastor of Methodist Church in 1943 |
| Merriam | L. E. | H | 35 | Namesake of once Cherrry Elementary School, became Cherry St Merriam School |
| Merritt | W.B. | H | 1 | Charter member of School Board |
| Meyers | Father | H | 22 | Constructed Catholic Church at Harrison and 5th |
| Middlemas | John Robert | H | 35 | Member of Holy Nativity Church School Board after 2000 |
| Middleton | D.K. | H | 1 | First County Judge |
| Milam | Tom | H | 35 | Once Cove Elementary School principal |
| Millenbrandt | John | H | 38 | Once pro at Cove Golf Club |
| Miller | Dr. A.H. | H | 1 | Charter member of School Board |
| Miller | Reverend Carlisle | H | 22 | Preached first sermon in new church in 1950 |
| Moore | C.C. | H | 25 | Purchased controlling interest in Bay National Bank in 1949 |
| Moore | R.V. | H | 37 | Principal of Glenwood High School. In 1944, became president of Bethune-Cookman College |
| Mosley | Frank | H | 13, 26 | Received PC sewer contract from 1st City Council; managed a number of other businesses |
| Murray | R.K. | H | 1 | First Chair of Bay County School Board |
| Murray | E.M. | H | 25 | Named receiver of First National Bank when it failed in 1931 |
| Murrow | Fleta | H | 21 | Postmistress of Panama City in 1920 |
| Nebbor | Robert | H | 22 | On first Baptist church building committee in 1970 |
| Nelson | Bubba | H | 2 | Donated land for Bay County School Board |
| Nelson | Frank | H | 1 | Replaced Scott as sheriff |
| Nelson, Sr | F.M. | H | 1 | Replaced Brigman as Superintendant of Education |
| Nelson | M.G. | H | 25 | Became president of Commercial Bank in 1957 |
| Newell | H.A. | H | 34 | Coached 1st girls' basketball team in 1923 |
| Nixon | Erby | H | 35 | Once principal of Cherry Street Elementary School |
| Norton | Bessie | H | 34 | !st art teacher and librarian |
| Oliver | J.G. | H | 21 | Customs Officer in 1937 |
| Padget | Joe | H | 21 | First rural postal carrier starting in 1938 |
| Padget | Kenneth | H | 25 | Purchased interest in Bay National Bank in 1990 |
| Pagelsen | Edward | H | 25 | Elected president and director of First Federal Savings and Loan chartered in 1934 |
| Palmer | Ray E. | H | 1 | Replaced Driscol as Superintendant of Elections |
| Parker | Frank | H | 40 | Son-in-law of J.B. Jinks; helped run his store. |
| Patterson | Oscar | H | 38 | Pioneer black leader for whom Patterson School was named |
| Payne | A.A. | H | 25 | Cashier of First National Bank of Panama City |
| Payne | Frederica | H | 34 | 1st school teacher in PC, 1907 |
| Pedenau | Frank | H | 14 | Court-appointed first Panama City fire chief |
| Pericola | Frank | H | 20 | Editor at News Herald for 30 years and retired as Editor Emeritus in 1980 |
| Perry | John H. | H | 15 | Owned Bay County Publishers and purchased Panama City Pilot in 1917 |
| Piner | J.W. | H | 34 | Formed orchestra, Panama High Preppies, in 1922 |
| Post | Richard | H | 35 | Physical education instructor, Jinks Middle School, gymnasium named after him |
| Poston | Rev F.H. | H | 22 | First pastor of Baptist Church built at 5th and Grace Ave. |
| Poston | Taylor | H | 21 | First postmaster of Panama City post office, opened in July 1906 |
| Powell | Charley | H | 21 | Post Master in 1938 |
| Reaver | Johnny | H | 40 | Managed air strip for Reaver Airport |
| Roberts | Dr. W.C. | H | 39 | Built Roberts Clinic on Cove Blvd |
| Rogers | A.R. | H | 20 | President Panama City Progress Corp, 1926 |
| Rogers | A.R. | H | 25 | Elected treasurer and director of First Federal Savings and Loan chartered in 1934 |
| Rogers | Emma | H | 35 | On faculty, Panama City schools, in 1915 |
| Rogers | J.H. | H | 14 | Panama CIty trustee; approved abatements for Massalina and CIty Park bridges |
| Rogers | Joe | H | 35 | Principal of Panama High School at time of school closing |
| Ross | Bill | H | 35 | Once principal of Cherry Street Elementary School |
| Ross | W.A. | H | 35 | Once Panama High School principal. Once Cove Elementary School principal |
| Rozier | R.A. | H | 13 | Elected to first Panama City Council in 1909 |
| Ryder | Harry | H | 25 | Elected director of First Federal Savings and Loan chartered in 1934 |
| Sale | Tom III | H | 38 | Bought house on Cove Rd once owned by W.C. Sherman |
| Sapp | Harold | H | 38 | Platrform guest at dedication of Rosenwald School |
| Sapp | J.M. | H | 14 | Appointed CIty Attorney of Panama CIty in 1915 |
| Saye | Captain | H | 39 | Retired army officer; managed riding club in the Cove |
| Scott | C.W. | H | 1 | Replaced Brown as sheriff |
| Sellers | J.D. | H | 25 | First President of Commercial Bank of Panama City chartered in 1926 |
| Sherman | W.C. | H | 20 | FInanced Dixie Sherman Hotel at Jenks and 5th. |
| Sherman | W.C. | H | 38 | Bought house on Watson Bayou from R.L. McKenzie after 1919 |
| Shine | J.R. | H | 26, 37 | Drug store at city dock in 1890s. Constructed homes in area named Shrinetown after him |
| Shine | J.R. | H | 37 | Donated land for Shinetown School in 1927; later site of A.D. Harris School |
| Simmons | Ballard | H | 35 | Once Panama High School principal |
| Sittman | Mary | H | 35 | Active in restortation and reopening of Holy Nativity Middle School in 2000 |
| Slade | Clark | H | 8 | Early homesteader. Laid out community of Floropolis |
| Smith | Carolyn | H | 35 | Member of Holy Nativity Church School Board after 2000 |
| Smith | Jimmy | H | 40 | Developed Panama Machine and Supply Co after 1910 |
| Smith | J.A. | H | 25 | Elected director of First Federal Savings and Loan chartered in 1934 |
| Smith | Tommy | H | 15, 21, 35 | First editor of Bay County News Herald; postal employee 1938 |
| Smith | Tommy | H | 38 | Platform guest at dedication of Rosenwald School |
| Smith | T.W. | H | 42 | Bought A.H. Brake funeral parlor in 1932. Changed name to Smith Funeral Home |
| Smith | Will D. | H | 39 | ````````````` |
| Smith | Y.E. | H | 26 | Owned general store at site of St Andrew Towers |
| Sorrentino | Ralph | H | 26 | Early 1900s had barber shop on Harrison; led a band of volunteers in July 4th parade |
| Southerland | Ray | H | 42 | Opened Southerland Funeral Home in 1950s |
| Spann Bros | H | 40 | Ran mill on Harrison Ave | |
| Starling | W. C. | H | 39 | Invested in Panama City businesses in 1900s |
| Stephens | Dr. Robert | H | 20 | Built Tennessee House at Harrison and 4th; later became part of Martin Theater |
| Stokes | J.E. | H | 25 | Cashier of Commercial Bank of Panama City |
| Storm | Rev | H | 22 | Formed Trinity Lutheran Church on 11th St |
| Sudduth | H.L. | H | 25 | Elected secretary and director of First Federal Savings and Loan chartered in 1934 |
| Sudduth | H.L. | H | 35 | Purchased unsold land in the Cove in 1926; donated piece for Cove Elementary School |
| Swann | W.H. | H | 15 | Editor of Bay County Tribune in circulation from 1924 to 1926 |
| Thomas | J.A. | H | 39 | Bought still at 5th and McKenzie in Panama City in 1914 |
| Thompson | George B. | H | 8 | Early homesteader; 1888 |
| Thompson | John | H | 22 | On first Baptist church building committee in 1970 |
| Thompson | L.L. | H | 34 | Coached first Panama High football team in 1921 |
| Trammell | R.L. Park | H | 1 | Governor who signed bill creating Bay County |
| Tull | E.A. | H | 21 | Postal employee in 1938 |
| Tunnel | Gay | H | 2 | Sheriff first to occupy new headquarters on Hwy 77 |
| Tyler | Alfred | H | 15 | Editor of Bay County Tribune in circulation from 1916 to 1924 |
| VanHorn | A.M. | H | 38 | Owner of VanHorn Transfer Co. on Harrison Ave; bought section of Watson Bayou in 1888 |
| VanHorn | Robert J. | H | 38 | Owner of VanHorn Transfer Co. on Harrison Ave; bought section of Watson Bayou in 1888 |
| VanKleek | H | 40 | Of VanKleek Hardware. Murdered in 1939 | |
| VanKleek | Mrs | H | 40 | Married A.N. Smith who managed VanKleek Hardware |
| Wakstein | Hy | H | 35 | Master of Ceremonies Bay Cty Schools 75th anniversary celebration |
| Wallace | Rev W.C. | H | 22 | First Presbyterian Church pastor in 1909 |
| Ware | Clarence | H | 21 | Assistant Post Master in 1938 |
| Washington | C.C. | H | 36 | Principal of Glenwood School in 1944; President of Rosenwald Junior College in 1960 |
| Washington | James | H | 38 | Former principal of Patterson School |
| Watson | James | H | 38 | Bought land between Watson and Massalina Bayous in 1938 for lumber company |
| Weeks | A.D. | H | 37 | Contractor for A.D. Harris School. |
| West | George Mortimer | H | 8, 13 | Formed Gulf Coast Development Co, May 1905; 1st vice president, then president |
| West | G.M. | H | 42 | President of St Andrews Bay Telephone System beginning about 1910 |
| West | G.M. | H | 15 | Completed Bay Line between Dothan and Panama City in 1908 |
| West | George | H | 15 | Formed St Andrews Bay Publishing Co and Panama City Pilot |
| West | G.M. | H | 25 | President of first Panama City bank chartered in 1910 |
| White | Charles | H | 15 | Bought Bay County News Herald and sold it to Bay County Publishers in 1934 |
| Wilkerson | E.H. | H | 26 | Constructed bldg at Harrison and Oak in 1910 |
| Wilkerson | J.D. | H | 25 | First Vice President of Commercial Bank of Panama City |
| Williams | A.L. | H | 13 | Elected to first Panama City Council in 1909 |
| Williams | A.L. | H | 14 | Constructed Panama CIty's first ice plant in 1911 |
| Williams | A.L. | H | 20 | Purchased Marie Hotel in 1950s |
| Williams | J.W. | H | 39 | Invested in Panama City businesses in 1900s |
| Williams | Maggie | H | 35 | On faculty, Panama CIty schools, 1915 |
| Wilson, Jr | Buck | H | 22 | On first Baptist church building committee in 1970 |
| Wilson | Gil | H | 35 | Once Panama High School principal |
| Wilson | Steve | H | 42 | Built Wilson Hardware & Funeral Home on Harrison in 1926; now located Airport Rd |
| Worsham | Stan | H | 22 | On first Baptist church building committee in 1970 |
| Young | T.B. | H | Charter member of Bay County Commission |
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