Contents

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"Tis not in mortals to command success,
But we'll do more, * * * * * *
We'll deserve it.

--Addison

CONTENTS

	Acknowledgement
	Introductory
	Sixty Milestones of Progress
	Establishment of a National Banking System
	The Federal Reserve System
	Copartnership, Origin of Ladd & Tilton Bank
	The Partners and their Policy
	Indian Troubles Retard Settlement
	Simple Annals of Early Days
	Shipments of Money and "High Costs" of Exchange
	Character The Basis of Security
	Mail Deliver and Other Transportation Handicaps
	The Bank Increases its Captial Stock
	Civil War Days
	East Side Shipyard
	The Bank Moves to New Quarters
	Springtime and Peace
	Portland Prospers
	Ladd & Tilton Erect New Bank Building
	Mr. Ladd Gives Free Home to Library
	The City Grows--River Steamers Multiply
	Panic and Fire of 1873, Great Disasters
	Mr. Ladd's Health Fails
	After the Fire
	Mr. Tilton Retires and Mr. W. M. Ladd Becomes Partner
	Henry Villard and the Northern Pacific Railroad
	The Portland Flouring Mills Company
	Mr. Ladd's Public Spirit
	The Crises of 1884 and 1893
	A Definition of "Good Times"
	East and West Sides Consolidate
	Mr. Ladd's Broad Vision
	Mr. Ladd's Death Occurs Suddenly
	Mr. Cookingham Enters Bank's Service
	The Spanish-American War
	The Lewis and Clark Centennial Exposition
	The Panic of 1907
	Bank is Remodeled to Meet Growing Requirements
	Incorporated as Ladd & Tilton Bank
	Bank Secures New Home in Spalding Building
	Statement of Condition of Ladd & Tilton Bank at Close of Business, December 31, 1869
	Statement of Condition of Ladd & Tilton Bank at Close of Business, May 12, 1919
	Mr. W. M. Ladd Retires and Mr. Cookingham Becomes President

Illustrations

	Present Home of Ladd & Tilton Bank
	William Sargent Ladd
	An Early Day View of Portland
	Beaver Coins of Oregon's Territorial Days
	Birthplace of Ladd & Tilton Bank
	First Certificate of Deposit and Draft
	Some Early Checks
	First Bank Advertisement Published in Oregon
	The "Sierra Nevada," A Pioneer Mail Steamship
	Westward, Ho!
	The Lot Whitcomb, First Steamboat Built in Oregon
	Ladd & Tilton Bank, First and Stark Streets
	Post Office with Central School in Background
	A Palatial Excursion Boat of Early Days
	"The Veteran," a Hand Fire Pump of Pioneer Days
	Portland in 1878
	Front Street Looking North from Stark--About 1883
	View from the Kamm Building, Looking South, in the Early 80's
	First Northern Pacific Train into Portland
	Arches Erected on First Street, September 11, 1883
	Harbor Scene Looking North from Foot of East Morrison Street, about 1883
	Portland Flouring Mills in the Early 80's
	First Bridge Across Willamette River at Morrison Street, 1887
	Monument Erected to Dead of the Famous "Second Oregon"
	Night View of Lewis and Clark Exposition, 1905
	William Mead Ladd, President, 1908 to 1919
	Edward Cookingham, President
	Portland of Today
	Showing How We've Grown