A man who would make significant
Denison, Texas, was born in Jamaica, Windham County, Vermont, in 1856.
father, Roswell Lyman
and his mother, Ellen
(1822–1891), along with several children, worked together on the family
farm. After the Civil War, the Cobbs moved to a different farm, in
Allegheny County, New York. There they stayed while son Charles, in
off to Ithaca to enroll at Cornell University.
After completing his Bachelor of
Science degree at
Cornell in 1877, Charles went to law school at the University of
earning his law degree in 1879. That year he was admitted to the bar in
Michigan, and he practiced law in Eaton Rapids, Michigan, from 1879 to
married Icy Jane Van
in West Schuyler, Herkimer County, New York, on December 21, 1880, and
her back to Eaton Rapids. Charles left the practice of law and went
banking there from 1884 to 1890.
seems likely that, at this point, Charles moved
his family south to Denison, Texas. The 1891 Denison City Directory
as president of the National Bank of Denison. He was living on the
of West Woodard Street, between Perry and Tone avenues.
Bank of Denison
was the town's earliest chartered bank, being established shortly
after Denison was founded in 1872. At the end of 1873, Harrison Tone
bank was the only national bank within 200 miles. By 1881, J. M. Ford
the bank and built a fine new edifice at 231 West Main Street, at the
corner of Rusk Avenue. Initially the structure was called the "First
National Bank" or "Ford Building." One source says the bank was
reorganized in 1882.
A promotional brochure written by
Lee Linn in 1887
said that this bank was one of two in town, noting, "The First National
was reorganized a short time since and its capital stock increased from
to $150,000. In its newly organized state, the First National affords a
illustration of the confidence Eastern capitalists are exhibiting in
enterprises." Maybe it was a good time for new leadership.
By 1896, Cobb was living in a nice
home at 1105 West
Bond Street. He and Icy were to have three daughters—Myra V. Cobb
(1881–1950), Abbie Willis Cobb (1883–?), and Icy Ellen Cobb Violet
Myra graduated from Denison's Educational
Institute in the Class of 1899, while
Abbie was in the Class of 1900. Abbie attended Cornell University, her
alma mater, and became a teacher in St. Louis, Missouri.
1105 West Bond Street
Home of Charles S. Cobb, president of the National Bank of Denison
Source: "Industrial Denison" (1909), p. 76. Robinson, Frank M., comp. Industrial Denison.
[N.p.]: Means-Moore Co., [ca. 1909]. Heavily illustrated with
Charles's mother died in 1891 and
his father in
1901. Both were buried under imposing markers in Fairview Cemetery in
Between 1890 and
1913, Charles Cobb was listed in
the City Directories of Denison, Texas; Muskogee, Oklahoma; and St.
Missouri. He seems to have had business interests in a number of
Denison, in 1901 he was listed as president of both the National Bank
Denison and the Denison Driving Park and Fair Association. Two years
was president not only of the bank
but also of the
Denison Grocer Company; and treasurer of the Denison Trust Company.
It seems likely that John B.
McDougall was an associate of Charles S.
Cobb in some of his Denison ventures. In 1905,
McDougall was a founder of the Denison Bank and Trust. He also joined
Hibbard in creating the Denison Grocer Company; the 1907 City Directory
McDougall as the firm's vice president. In addition, McDougall helped
State National Bank, 300 West Main Street; and Southwestern Surety
the Denison City
Directory listed James Boyd and his wife Sallie also living at 1105
Street. Boyd continued to live there until his death in 1927. This may
that the Cobbs began to disengage from Denison around 1909.
his wife's death in 1920, Charles seems to have left Denison for good,
to Des Moines, Iowa. He remarried (to Bess W. Martin), traveled to
settled in St. Louis. He died there on January 15, 1939.
West Bond Street
by Mavis Anne Bryant
West Bond Street.
how these double windows remained constant despite extensive remodeling.
Charles Simeon Cobb
Book of St. Louisans: A Biographical
Dictionary of Leading Living Men of the City of St. Louis and Vicinity,
ed. (Chicago: A. N. Marquis & Co., 1912).
president, Southern Surety Co. Born, Jamaica, Windham County, Vermont,
1856. Son of Roswell Lyman and Ellen (Howard) Cobb. B.S., Cornell
1877; LL.B., University of Michigan, 1879. Married, West Schuyler,
21, 1880, Icy Van Vleck. Children: Myra (wife of Dr. J. W. Ousley, of
City, Mo.), Abby, Icy. Admitted to bar, 1879; practiced at Eaton
1879–84. In banking business at Eaton Rapids, 1884–90; president,
Trust Co. (bank stock investments), Atoka, Okla., since 1904;
Southern Surety Co. since 1907. Also chairman of board, National Bank
Denison, Tex.; treasurer, W. C. Belcher Land and Mortgage Co., of Fort
Tex. Member Business Men's League. Republican. Unitarian. Clubs: St.
Noonday, Normandie Golf. Recration: chess. Office: 4th floor, New Bank
Commerce Bldg. Residence: 5700 Bartmer Avenue. [St. Louis, Missouri]